Living debt free

Way to go man! GOOD JOB! I am truly excited for you.

Not sure how old you are, but there are some things you may think of doing now…. Save enough for your largest deductibles (car, homeowners), Save $1000, Save 3 months expenses, Start a retirement savings program.

Figure it is great to splurge for a month or two, but then if you were making it before, you may want to start saving for the what ifs, that way if your tires go on your car you have the money in savings or heaven forbid and accident you have the deductible. IT really does make you less likely to run up a debt on credit.

Living debt free

Hi All, wanted to share my happiness, due to a financial windfall that came my way August 1st I have my financial life back again and it feels really good. The very first thing I did is to pay off all credit cards, when I paid off Bank of America Visa I did it at the bank closed the account and the clerk let me be the one to take the scissors and cut the card, then she ran it through the shredder, it felt so good.

I intend to take all the lessons I have learned from this portion of my life to heart and not ever go there again. One of the things that was so strange was that it took a while to get used to having my paycheck be my own again, I had spent so many years sharing it with the cards, I don’t ever want to have that kind of life ever again. I want to thank everyone here for all I have learned from the sharing that is done here.

I did more reading then posting but it has been one heck of a learning experience. I intend to stay in the blog so that I can continue to learn and so I can keep avoiding the financial pitfalls that exsist in this world.