Learning

My 3 oldest are from a 6yr relationship. That’s where my girl’s are until August 5th..With daddy in Oregon.. I don’t get great help from him but his mom help’s a lot with the kid’s and he does try his hardest.. I was only going to have 2 kid’s this school yr.. My oldest and the baby.. My oldest son and daughter where supposed to stay with their dad but he called last night and said it would be better for them to all just be here since I can be with them and he can’t.

He work’s 12 hours a day… So now we have to buy school clothes and supplies for 2 instead of one. In Oregon my youngest daughter wouldn’t be old enough for kindergarten but in California she will be..

She will be 5 2 months after school start’s.. So now we have to figure out this one:) My hubby make’s 1,200 a month.. We don’t have to pay rent, electricity, gas, or water, which saves us. But he should be picking up rank soon so there will be about an extra 100.00.

Credit counseling services

I read my mail at work during lunch (that’s why I’m always late on reading and responding) or if I come in early so no chance of him reading my mail. I work all day on a computer for my job so I never even touch the computer at home. Unfortunately I have bad news. He now has another credit card. $300 limit. I don’t understand how a credit card company would give him any more credit.

He is already at least twice as much in debt as he makes in a year. The worst part is that he lied to me twice when I asked him if he applied for another credit card. I am seriously considering going to debtors anonymous, or seeking “marriage/money” counseling to try to find ways to get this under control.

Has anyone had any experience with the non-profit Credit Counseling Services? I think if I could get all the information that I can and lay it out for him he might go along with it. I’m just waiting to see if he takes out another unnecessary student loan this fall. That will be the straw that breaks the camels back.